Facts and Figures
Financial Statements
2022 | 2021 | |
Balance sheet in EUR billion (extract) | ||
Total assets | 97.4 | 95.5 |
Loans and advances to banks | 66.0 | 65.1 |
Loans and advances to customers | 7.8 | 7.6 |
Bonds and other fixed-income securities | 15.9 | 15.1 |
Liabilities to banks | 1.8 | 1.9 |
Securitised liabilities | 83.7 | 82.6 |
Equity reported on the balance sheet | 4.8 | 4.7 |
Income statement in EUR million | ||
Net interest income | 268.8 | 285.7 |
Administrative expenses | 112.5 | 90.0 |
Operating profit before provision for loan losses and valuation | 157.8 | 187.7 |
Provision for loan losses and valuation | 121.8 | 153.2 |
Net income | 36.0 | 34.5 |
Distributable profit | 18.0 | 17.3 |
Cost/income ratio in % |
36.7 | 32.9 |
Employees |
403 | 385 |
Capital ratios (%) | ||
Common Equity Tier 1 capital ratio | 31.7 | 31.8 |
Tier 1 capital ratio | 31.7 | 31.8 |
Total capital ratio | 31.7 | 32.0 |
The three most important rating agencies have affirmed Rentenbank's triple-A rating:
Long-term Rating | Short-term Rating | |
Moody's Investors Service | Aaa | P-1 |
Standard & Poor's | AAA | A-1+ |
Fitch Ratings | AAA | F1+ |